What Is Social Security Disability Insurance?

Disability can happen to anyone at any age. A tragic collision, a workplace accident, or a chronic illness could leave you, or a loved one, disabled long before retirement age. In the United States, the Social Security Disability Insurance, or SSDI, program is intended to provide benefits to the disabled and their dependents. Sometimes, however, the application process includes so many obstacles and hurdles that benefits remain elusive. If you have applied, or plan to apply, for SSDI benefits you may wish to retain the services of an experienced SSDI attorney to ensure that you receive the benefits to which you are entitled.

At The Law Offices of Simon & Gilman, LLP we understand how a sudden disability can impact you and your family, both financially and emotionally. The SSDI team at Simon & Gilman is dedicated to assisting you with your SSDI application and aggressively representing you through the appeals process should your initial application be denied. If you live in Queens or the metropolitan New York area and you believe you qualify for SSDI benefits, contact the SSDI attorneys at Simon & Gilman, LLP today by calling 718-459-6200 or 718-267-8542 or by filling out our online contact form. Let us guide you through the process to ensure you receive the benefits to which you are entitled.

A disabled adult may be eligible for benefits through either the Social Security Disability Insurance program, or SSDI, or through the Supplemental Security Income program, or SSI. As a general rule, the SSDI program provides a higher monthly benefit amount; however, unlike the SSI program, eligibility for SSDI depends on your previous work history. Another advantage to the SSDI program is that if you qualify for SSDI your spouse and/or dependent children may also qualify for benefits as well based on your eligibility.

Qualifying for SSDI

To qualify for SSDI benefits you must meet two basic eligibility criteria. First, you must have earned enough "work credits" to be eligible. Second, you must meet the Social Security Administration, or SSA, definition of "disabled". "Work credits" are earned each quarter in which you received income from employment. How many work credits you need to qualify for SSDI depends on your age at the time of application. According to the SSA you are disabled if:

  • You cannot do work that you did before;
  • They decide that you cannot adjust to other work because of your medical condition(s); and
  • Your disability has lasted or is expected to last for at least one year or to result in death.

As you can see, SSDI is intended to provide benefits for a long-term disability. The amount of your monthly benefit will depend on your previous earnings. Your spouse and children may also qualify based on your previous earnings record up to a family maximum amount.

Contact the SSDI Attorneys at Simon & Gilman Today!

When disability strikes it can send the family into an emotional and financial tailspin. At The Law Offices of Simon & Gilman, LLP we are dedicated to helping you navigate the SSDI maze to ensure that you and your family receive the financial compensation to which you are entitled. If you are a Queens or metropolitan New York area resident and you believe that you are eligible for SSDI benefits, contact the SSDI attorneys at Simon & Gilman today by calling 718-459-6200 or 718-267-8542 or by filling out our online contact form. You worked hard and paid into the system. Now it’s time for the system to help you and your family. Let us make sure that happens.