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New York State's no-fault system and motorcycles

The state's motorcycle insurance guidelines cite that pedestrians and other vehicle operators and passengers involved in an accident with the motorcyclists are covered by the no-fault policy, but the biker or their passenger need not be. That said, individual motorcycle policies can be tailored to the needs of the rider with such options as no-fault.

The upside to the no no-fault policy for motorcyclists is that there is no injury threshold amount dictated by traditional no fault insurance, which is typically $50,000. In other words, the motorcyclist in an accident with a car or truck can go to court to recoup money for medical bills or lost wages for an amount under the threshold.

With the sheer volume of vehicles on the New York area roadways, riding a motorcycle is even a more dangerous proposition - according to New York's DMV, 2014 saw 4,750 crashes resulting in 142 fatalities. It is the rider's choice to get on the bike and to follow the rules that all motorists are obligated to follow. For those out there who enjoy the experience, the rewards far outweigh the inherent risk.

But if you or someone you know were in an accident involving a motorcycle, an attorney with experience in the area of personal injury can be helpful in protecting the victims to the fullest extent of the law.

The state's motorcycle insurance guidelines cite that pedestrians and other vehicle operators and passengers involved in an accident with the motorcyclists are covered by the no-fault policy, but the biker or their passenger need not be. That said, individual motorcycle policies can be tailored to the needs of the rider with such options as no-fault.

The upside to the no no-fault policy for motorcyclists is that there is no injury threshold amount dictated by traditional no fault insurance, which is typically $50,000. In other words, the motorcyclist in an accident with a car or truck can go to court to recoup money for medical bills or lost wages for an amount under the threshold.

With the sheer volume of vehicles on the New York area roadways, riding a motorcycle is even a more dangerous proposition - according to New York's DMV, 2014 saw 4,750 crashes resulting in 142 fatalities. It is the rider's choice to get on the bike and to follow the rules that all motorists are obligated to follow. For those out there who enjoy the experience, the rewards far outweigh the inherent risk.

But if you or someone you know were in an accident involving a motorcycle, an attorney with experience in the area of personal injury can be helpful in protecting the victims to the fullest extent of the law.

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