Qualifying For SSDI Benefits
Disability can happen to anyone at any age. A tragic collision, a workplace accident or a chronic illness could leave you, or a loved one, disabled long before retirement age. In the United States, the Social Security Disability Insurance (SSDI) program is intended to provide benefits to the disabled and their dependents. However, the application process for SSDI is complex enough that benefits can seem elusive. If you have applied or plan to apply for SSDI benefits, it makes sense to retain the services of an experienced SSDI attorney to ensure that you receive your benefits. At Simon & Gilman, LLP, we understand how a sudden disability can impact you and your family, both financially and emotionally. Our legal team will help you file your application and aggressively represent you through the appeals process should your initial application be denied.
A disabled adult may be eligible for benefits through either the Social Security Disability Insurance (SSDI) program or through the Supplemental Security Income (SSI) program. As a general rule, the SSDI program provides a higher monthly benefit amount. SSDI benefits are based upon your work history; SSI benefits are not. Another advantage to the SSDI program is that if you qualify for SSDI, your spouse and/or dependent children may also qualify for benefits as well based on your eligibility.
If you live in Queens or the New York metropolitan area and you believe that you qualify for SSDI benefits, contact the SSDI attorneys at Simon & Gilman, LLP, today by calling 800-672-4029 or by filling out our online contact form. Let us guide you through the process to ensure you receive the benefits to which you are entitled.
How Social Security Administration Defines Disability
To qualify for SSDI benefits you must meet two basic eligibility criteria. First, you must have earned enough “work credits” to be eligible. Work credits are earned each quarter in which you received income from employment. How many work credits you need to qualify for SSDI depend on your age at the time of application. Second, you must meet the Social Security Administration’s definition of “disabled.” According to the SSA, you are considered disabled if:
- You are unable to do the work you did previously
- You are judged by SSA to be unable to adjust to other professions or types of work
- Your disability is projected to last at least 12 months or until the end of your life
The goal of SSDI is to provide benefits for long-term disability. The amount of your monthly benefit will depend on your previous earnings. Your spouse and children may also qualify based on your previous earning record up to a family maximum amount.
Contact The SSDI Attorneys At Simon & Gilman, LLP, Today!
When disability strikes it can send the family into an emotional and financial tailspin. Our firm is dedicated to helping you navigate the SSDI maze. If you are a Queens or the New York metropolitan area resident and you believe that you are eligible for SSDI benefits, call our office at 800-672-4029 or fill out our online contact form. You worked hard and paid into the system. Now it’s time for the system to help you and your family. Let us make sure that happens.