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Does your home health care employer have work comp insurance?

If you're a caregiver providing home health assistance, you have specific employment rights. Nevertheless, you could find yourself working in dangerous conditions, and you could find yourself getting hurt on the job. However, if you're working for a home health care company that isn't licensed or doesn't have liability insurance or workers' compensation insurance, you might be putting yourself at risk.

For this reason, before you work for any home health care company, you should always investigate their licenses and insurance via the United States Department of Labor Occupational Safety and Health Administration's website. You can also check your employers' registrations on the New York Department of Labor's website. We know that sometimes the search for work can get difficult -- and sometimes you're desperate for anything that will pay you a regular income -- but employees who work for employers that don't carry liability insurance you might not be able to pay for the medical care they need if they get hurt.

Workers' compensation insurance is also extremely important. To investigate whether your employer or potential employer has workers' compensation insurance, you can visit the New York workers' compensation website. Don't just trust what your employer says, make sure to verify it with real documentation.

Employers who aren't covered by workers' compensation insurance will still be responsible for paying all of your work injury-related medical bills, but if your employer doesn't have enough money to pay for you, you could be out of luck. If you have been hurt on the job in the home health care industry, a New York workers' compensation lawyer -- such as those employed at Simon & Gilman, LLP -- will be able to evaluate your health concerns to determine the most appropriate strategy for pursuing the injury benefits to which you're entitled.

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