A hit and run accident can leave victims feeling as if there is no one who can compensate them. In the aftermath of this type of accident, one person’s negligence and criminal wrongdoing can have a devastating impact on a person’s health and finances. Without being able to identify who is responsible, there is likely to be some uncertainty about where help can come from.
It may be possible to initiate a claim with one’s own insurance carrier or an alternative benefits provider. Here are ways that you may be able to get help after a hit and run accident.
Uninsured motorist coverage
Having an auto policy that covers accidents when the other driver does not have insurance or is not adequately insured can prove to be invaluable. The cost of uninsured/underinsured motorist coverage is relatively affordable. Adding this key benefit onto a policy is well worth its potential utility.
Accident indemnification benefits
New York’s Motor Vehicle Accident Indemnification Corporation provides compensation to accident victims who do not have insurance because they do not own a car. Both drivers and pedestrians can make a claim with the MVAIC. If the accident meets certain threshold criteria, claimants may be eligible to receive no-fault benefits to pay for medical costs or other expenses. It is essential that claimants file for benefits before the time limit to do so expires.
Ultimately, it is important to act quickly after a hit and run accident. You may have remedies available to you that could make the process of recovering from an injury more manageable.